When I work as an advisor to executive teams, the most common team effectiveness problem I see is too little conflict. But how do I convince you that working through conflict is good? How do I talk about the problems that arise when you avoid conflict? I finally figured out how to think about the problem…you’re in conflict debt.

What do I mean by “conflict debt?” Essentially, each time you avoid a discussion, debate, or disagreement that you should be having, you rack up conflict debt. If you should be introducing novel ideas to get your organization out of a rut but you think, “That’s gonna’ ruffle some feathers,” so you stay quiet, you’re incurring debt. If you should be telling a coworker that he’s not pulling his weight, but you just can’t be bothered starting a fight, that’s conflict debt.

The problem with conflict debt is that you pay interest on that debt. It’s the interest that’s slowing down your organization and killing you.

At the organizational level, I see companies fail to make the tough choices about what really matters. They have seven priorities made of 27 sub-projects. They never say no to anything. That’s an enormous debt with a heavy interest payment in the form of overwork and diluted resources.

At the team level, conflict debt can stem from someone not doing their job correctly, whether due to a lack of skill or an attitude problem. When teams fail to confront the issue, they go into debt. The interest is paid by everyone else on the team who has to contort themselves into inefficient workarounds.

At the individual level, you can probably list off a string of issues you’ve avoided and instead just “charged” to your conflict account. Maybe it’s a boss who isn’t giving you the credit you think you deserve. Perhaps it’s a teammate whom you suspect has been gossiping about you. No matter the issue, the longer you let it go without resolution, the more interest you’re paying—this time in the form of stress, sleepless nights, and disengagement.

So that’s it. That’s the crusade I’m on. I want to help people see the cost of avoiding conflict; to call out the high price we’re paying to service that debt. I love teaching people how to pay off their conflicts in cash and use skills that make it easier to deal with the issue before it spirals out of control.

Additional Resources

Conflict Management

Pay Off One Conflict Debt in Your Life

Marlene Chism: Is There A Culture of Avoidance?